TrueCost Get the App

Know which choice
actually pays off

Compare any two money decisions side by side. Add income, expenses, investments, and loans in seconds — and see exactly which one leaves you better off, and when.

Download on the App Store

Free · No account · Your data stays on your device

Decisions list screen
Net-worth comparison chart
The verdict — Rent vs Buy
Line-item editor with presets
Yearly breakdown table

A clear verdict, not just a chart

TrueCost names the winner, the size of the gap, and when the lead changed hands.

Verdict card with net-worth chart

Honest numbers, in today's money

Inflation-adjusted projections, so a number 20 years out means what it sounds like.

Real-terms verdict and opportunity cost

Start in seconds

Build a scenario from ready-made presets, then tune the numbers.

Ready-made scenario templates

Any currency. Private & free

Per-currency FX and inflation, converted for you. No account — it all stays on your device.

Multi-currency settings

On-device & private

Everything runs and stays on your phone. No account, no cloud, no tracking.

Honest, not hype

Real-terms projections with every assumption spelled out — a planning aid, not financial advice.

Free, no ads

No subscription, no ads, and your data is never sold.

Start comparing for free

TrueCost is available on iPhone, iPad, and Mac. Free, with no account and nothing to sign up for.

Download the App